Once enrolled, you can make mid-year changes to your benefits during the plan year only within 31 days of a change in life status (qualified life event). Note: The mid-year changes you are eligible to make depend on the type of life-status change you have experienced. If you miss this 31-day deadline, you will not be able to enroll yourself or your dependents until the next annual enrollment window. Qualified life events include:
- You marry or divorce.
- You or your spouse give birth or adopt a child.
- Your spouse has a change in employment status, causing gain or loss of coverage for you or your dependents.
- You lose your current coverage under a different plan.
- Your spouse or a dependent dies.
- Your dependent child is no longer eligible or is newly eligible.
Qualified life event changes will be effective on the date of notification of the qualified life event, except for the birth or adoption of a child, which will be effective on the date of the event.
- Your dependent is eligible for the Children’s Health Insurance Program Reauthorization Act of 2009 (CHIP). Once it is determined that you or your dependents are eligible for premium assistance under Medicaid or CHIP, your employer’s health plan is required to permit you and your dependents to enroll in the plan—as long as you and your dependents are eligible, but not already enrolled in the employer’s plan. This is called a “special enrollment” opportunity, and you must request coverage within 60 days of being determined eligible for premium assistance.
To make a change to your benefits following a qualified life event, contact Human Resources within 31 days of the date of the event to begin the process