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NEW for 2023, we are offering a dental plan to all eligible employees through Delta Dental. While you can visit any licensed dentist, your cost is lower when you visit a dentist in the Delta PPO or Premier network. Our carrier pays based on their fee schedule to out-of-network dental providers, so you could see a balance bill for any service provided by an out-of-network provider including preventive care.
See the chart below for the differences in coverage and benefit levels for in- and out-of network services. To obtain a list of providers in the network, visit www.deltadental.com or call 888-335-8227. Download the Delta Dental app from your smartphone app store, so you will have your coverage information at your fingertips. ID cards are not provided for Dental insurance.
If you, or any member of your family, are covered by another dental plan in addition to The Liberty Company’s Dental Plan, you should advise your dental office so that benefits can be coordinated between the plans. For more information, see the Dental Plan summary plan description (SPD).
* Delta Dental will only pay up to their contract allowances which may not be your dentist’s actual fees. You will be responsible for the difference or balance billing should you use providers outside the networks.
Value Added Benefits
- Delta Dental’s coverage includes the SmileWay® Wellness Benefits option, which offers expanded coverage for those diagnosed with diabetes, heart disease, HIV/AIDS, rheumatoid arthritis, or stroke.
- Visit www.brushsmart.org to receive a 20% discount on Philips Sonicare Products.
- Expanded Coverage for Expecting Mothers: 1 additional exam; 1 additional cleaning or scaling, and root planning.
- Amplifon (hearing aid) and Qualsight (LASIK) discount
Full-Time Employees - Semi-Monthly Deductions
