Life and AD&D Insurance
Life and Accidental Death and Dismemberment (AD&D) coverage can help you prepare for the unexpected. The chart below provides a summary of the coverage
Designate Your Beneficiary
When you enroll online for benefits, look for the prompts to designate a beneficiary for your Liberty Company-provided life insurance coverage and/or your optional life insurance plans. If a beneficiary is not designated, benefits will be paid according to the carrier policy. It is not necessary to add a beneficiary for your spousal life or child life insurance coverage since you are automatically the beneficiary for any spouse or dependent coverage you elect
Evidence of Insurability
You may be asked to provide Evidence of Insurability (EOI) or proof of good health, if:
• You do not enroll for coverage when first available and choose to enroll later.
• You want to increase your coverage after your initial enrollment.
• EOI Link